Today I closed the two accounts that were connected to my bank account. It might not be the best solution credit wise, but it's the best solution for me. It will force me to stick to a budget. I also downsized my cable to limited cable. It's $50 less than regular cable and makes more sense for me. I tried mint.com and justthrive.com, but I realized my issue is not accurate money management, it's self control. It's saying "no" to what I want and yes to what I need. That's a hard lesson to learn. Especially growing up and being indoctrinated with the consumerist religion :)
So, those are my first steps. I'm also working on my budget. I'm excited for actual change. I'm glad that I'm learning how to be disciplined. It's going to be hard--especially considering that I have some backpayments that are due that I need to figure out :/ But it will be...it has to be.
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