This is a continuation of my previous blog. What other things do I need to change to live a fuller life? My poor stewardship of money. Yes, I said it. I have so many great ideas about money, and fantastic advice to give others, but when it comes to sticking to my goals with money, I fall short. I want to be in control of money, not let it control me. I want to be free of debt. So, here are a couple of steps that I'm going to take:
1) I'm going to continue the good things that I'm doing. I'm going to continue to give money to World Vision. I'm going to continue to automatically withdraw money from check to go to my 401k, and I'm going to continue to automatically withdraw money from my account to my savings account. Good job.
2) I'm going to start tithing (again). I did this about a month or two ago, and suddenly money and provisions became a lot easier. Submit it God, and he will take care of the rest. So, that's a no-brainer.
3) I'm going to call every place that I have a credit card and ask for a lower rate. I'm also going to ask about the pros and cons of closing my accounts. I'm going to for sure close 2 of them. Maybe all of them. I think USAA is going to work with me the best. I worry about AmEx and Macy's, but we'll see what happens.
4) I'm going to look at my budget and see what can stay and what can go. For example, my cable. It sucks my resources and makes me lazy. Another good reason to get rid of it. I'm also going to look at mint.com and see if that's a better way to manage my money.
5) In all things I'm going to be realistic. I don't want to set myself up to fail, so I really need to look at how much I spend, my lifestyle, and what I can realistically get rid of and cut back on.
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